Restaurant Commercial Insurance
Owning and operating a food business is not easy. There are food costs, staff, liquor liability issues, property, food preparation and cooking. There are many challenges associated with it and Insurance can be one of them. You get it right and have a peaceful sleep. If you get it wrong there are serious consequences which can not only ruin your dreams but your life for a long time. The financial and emotional stress associated with improper insurance can have disastrous consequences.
Food business can include but is not limited to fast food restaurant, bar, pub, fine-dining restaurant, diner, deli, cafe, coffee shop, bakery, cafeterias, food delivery services, pizza place, food truck, kebab shop etc. A proper restaurant insurance policy will help you mitigate exposure of your restaurant business to unnecessary risks and helps protect you from the risks you might face as a business owner.
Food business owners have always been a target of law suits. Almost all of us have heard of a restaurant owner getting sued. There are issues of food poisoning, slip and fall, kitchen fire, electrical fire, power outage, water damage and the list goes on. These claims can result in loss of income, financial debt as rent is due every month, loss of business, loss of reputation etc. So the question arises – what to do make sure the business is well covered. The answer is to make sure you have the right food business insurance. Make sure your insurance policy not a one size fit all type of insurance, but a customized insurance policy. Talk to our knowledgeable staff at Aaxel Insurance Brokers, Durham Branch and get your business properly insured. We will make sure you
Please make a note that all insurance policies are not the same and there is no one single policy that covers all. It is very important to do some brain storming with your broker so you understand what is best for your food business. It is very important to discuss your needs, your requirements, and your insurance problems with a good broker. A good broker will focus on advise and coverage.
So if you have a food business like restaurant, bar, pub, takeout food place, Shawarma restaurant, Chinese restaurant, Thai Express restaurant, Indian restaurant, Greek restaurant etc please call us at 289 274 4807. We would love to have the food business insurance conversation with you. If you are franchisee or franchisor please contact us for a no obligation insurance quote, lots of free tips and ongoing consultation.
Aaxel Insurance Brokers Limited is a family owned independent Insurance Brokerage. At Aaxel Insurance we believe in providing customized insurance solutions to our clients. We make sure our clients make an informed decision about their own insurance policy. Our main focus is to provide quick, efficient, professional services to all our clients. We believe that a good insurance plan will save you money and time when faced with the unfortunate situation of a loss. Call our Durham Region Insurance Brokerage Location at 289 274 4807
Food business can include but is not limited to fast food restaurant, bar, pub, fine-dining restaurant, diner, deli, cafe, coffee shop, bakery, cafeterias, food delivery services, pizza place, food truck, kebab shop etc. A proper restaurant insurance policy will help you mitigate exposure of your restaurant business to unnecessary risks and helps protect you from the risks you might face as a business owner.
Food business owners have always been a target of law suits. Almost all of us have heard of a restaurant owner getting sued. There are issues of food poisoning, slip and fall, kitchen fire, electrical fire, power outage, water damage and the list goes on. These claims can result in loss of income, financial debt as rent is due every month, loss of business, loss of reputation etc. So the question arises – what to do make sure the business is well covered. The answer is to make sure you have the right food business insurance. Make sure your insurance policy not a one size fit all type of insurance, but a customized insurance policy. Talk to our knowledgeable staff at Aaxel Insurance Brokers, Durham Branch and get your business properly insured. We will make sure you
- Understand your insurance policy
- The limits of your insurance
- The exclusions in your insurance policy
- Any subjectivities and conditions of your insurance policy.
- Type of operations – take out only, dine in and take out, fine dine-in and take out etc.
- Years of Experience in the Business – It includes any experience in a related field
- Is your business are franchisee or franchisor
- Seating capacity
- If there is a Patio or not
- Type of entertainment - DJ with dancing, Dance club, Band, Adult entertainment etc
- Is Alcohol served or sold at the premises?
- The Business revenue
- Is there an outdoor patio
- Fire extinguishing systems
- Whether there are servers or no
- Age of the building
- Age of the plumbing, electrical, roof, heating cooling equipment
- Square foot area of your business
- Claims
- Building and Contents
- Improvements and Betterments
- Business Interruption
- Business Income
- Equipment Breakdown
- Business Premises Liability
- Host Liquor Liability
- Power Outage Business Personal Property
- Employee Dishonesty
- Property In Transit
- Newly Acquired Business Personal Property
- Sewer back up
- Flooding and other water related coverages
Please make a note that all insurance policies are not the same and there is no one single policy that covers all. It is very important to do some brain storming with your broker so you understand what is best for your food business. It is very important to discuss your needs, your requirements, and your insurance problems with a good broker. A good broker will focus on advise and coverage.
So if you have a food business like restaurant, bar, pub, takeout food place, Shawarma restaurant, Chinese restaurant, Thai Express restaurant, Indian restaurant, Greek restaurant etc please call us at 289 274 4807. We would love to have the food business insurance conversation with you. If you are franchisee or franchisor please contact us for a no obligation insurance quote, lots of free tips and ongoing consultation.
Aaxel Insurance Brokers Limited is a family owned independent Insurance Brokerage. At Aaxel Insurance we believe in providing customized insurance solutions to our clients. We make sure our clients make an informed decision about their own insurance policy. Our main focus is to provide quick, efficient, professional services to all our clients. We believe that a good insurance plan will save you money and time when faced with the unfortunate situation of a loss. Call our Durham Region Insurance Brokerage Location at 289 274 4807