Types of Commercial Property Insurance
Commercial property Insurance is a very broad topic as it includes almost any type of Property and Casualty Insurance which does not fall in the category of Personal Auto Insurance, ATV insurance, Snowmobile insurance, motorcycle insurance and Personal Property Insurance. At Aaxel Insurance Brokers Ltd., Durham Branch we understand commercial insurance to the core and make sure our client understands before they start any insurance policy. We also understand different types of businesses, organizations, institutions to provide the right protection for all your business assets.
We help small, medium or large businesses secure insurance policies at a reasonable cost. Our customer service is exceptional. At the Durham Branch of Aaxel Insurance Brokers Limited we offer a range of business/commercial insurance products including but not limited to Commercial Auto, Auto Fleet Insurance, Manufacturing Operations, Cargo Insurance, Commercial General Liability (CGL), Commercial Property, Equipment Breakdown, Business Interruption, Professional Liability (E&O), Directors and Officers Liability (D&O) etc.
We help small, medium or large businesses secure insurance policies at a reasonable cost. Our customer service is exceptional. At the Durham Branch of Aaxel Insurance Brokers Limited we offer a range of business/commercial insurance products including but not limited to Commercial Auto, Auto Fleet Insurance, Manufacturing Operations, Cargo Insurance, Commercial General Liability (CGL), Commercial Property, Equipment Breakdown, Business Interruption, Professional Liability (E&O), Directors and Officers Liability (D&O) etc.
Why You Need Commercial Property Insurance in Oshawa
If you operate a business as a sole proprietor you need a business insurance policy. You could be a handyman, home renovator, carpenter, electrician, landscaper, roofer, Concrete Pump Operator, Heavy Equipment Operator, Hoisting Engineer, Painter and Decorator etc. As long as you operate a business a liability insurance policy is the minimum requirement. You need the contents of your business, machinery, tools, equipment in the vehicle and at the place of work insured. Aaxel Insurance Brokers Ltd., Durham Branch represents many specialized insurance companies which provide the insurance policy for their own niches at very competitive prices. If your trade is not in the list mentioned above don’t worry, please call us and we will make sure we find you insurance from the long list of financially stable insurance companies we represent.
Benefits of Commercial Property Insurance
Some benefits of Commercial Insurance are that the insurance will help cover any defence costs in case of a lawsuit. Your Liability is covered if the client is injured after your work is completed and many more depending on the type of your work. If you have incorporated your business it does not mean the insurance is not required. Now since the business is an entity of its own the need for proper insurance policy is even more.
Home Insurance vs Commercial Insurance
Sometimes you operate a business from the location of your home. You may be providing a consulting service to your clients. You may have negligible foot traffic. Such business activity must be insured under the home based business. If your home insurance company is unable to help please call us at 289 274 4807 and we will help you secure the insurance policy. In case you provide advise you need errors and omission insurance which could be a part of your licensing requirement like a home stager, insurance broker, financial planner, Collection Agency, Contractors/Consultants, Home Inspectors, Life Agents, Massage Therapist, Mortgage Brokers, Software Developers, Bookkeepers, Homeopaths, Tour/Travel, Media Promotions, Naturopaths, Paralegals, Physiotherapists, Accountants, Alternative Health Practitioners, Bankruptcy Trustees, Computer Consultants, Executors/Trustees, Personnel Placements, recruiters, Claims Adjusters, Custom Brokers, Human Resources, Occupational Health, Reflexologist, Sports Agents etc. If your business has not made it to the list above please call us and we will be very happy to help you out.
Non-Profit Insurance
There are special insurance companies which provide insurance to non profits, religious organizations, churches, mosques, temples. Since they all have a Board of directors a Director and Officer Insurance is a must. A proper policy is very important so nothing is left unchecked. We represent insurance companies which are financially stable and strong with best client service. You and your board will always be in good hands.
Most Common Types of Commercial Insurance
As seen a commercial policy can be for any business, charity, non profit, place of worship etc but its most common application is commercial property. If you need insurance for Hotels/Motels, Rented Dwellings, Retail Stores, Rooming Houses, Student Housing, Student Rental Properties, Wholesalers, Vacant Property, Property Flippers Manufacturing Units, Engineering Shops, Offices, Rentals Units, Large Retail Spots, Malls, Shopping Plazas, Bars/Taverns/Banquet Halls, Restaurant (Licensed, Fine Dining, Dine In, Take Out Restaurants) Arenas, Resorts, Sports Training Facilities, Golf Courses & Country Clubs, Spas/Tanning Salons, Machine Shops, Recycling Plants, Schools, Daycares, Service Stations/Repair Garage Etc please call us at 289 274 4807.
Sometimes your business is does not own the property but rent a warehouse and operate your business in it or your convenience store is renting a shop in a plaza. You need insurance for your business activity, liability, business contents, business equipment etc. Your insurance policy has to be customized to suit your need. You will need the expertise of our brokers at Aaxel Insurance Brokers to manoeuvre the situation for your business. We know how most businesses operate through years of experience, so when you call us for a quote you are in good hands.
Our list of commercial insurance products is very long. Even if you don’t have a business but need insurance for your organization like a condo corporation please feel free to contact us. We have special programs for small businesses and office spaces. These special rates are available through our local insurance brokerage branch at 104-1050 Simcoe Street North, Oshawa, L1G 4W5.
At Aaxel Insurance Brokers Ltd, in Durham we believe a good Insurance Broker does not focus on price alone but on the client's overall financial well being. We make sure that the coverage requested is right for our clients and that they take an educated decision about their personal and business insurance. The end goal is to get the right product first at an affordable cost
Sometimes your business is does not own the property but rent a warehouse and operate your business in it or your convenience store is renting a shop in a plaza. You need insurance for your business activity, liability, business contents, business equipment etc. Your insurance policy has to be customized to suit your need. You will need the expertise of our brokers at Aaxel Insurance Brokers to manoeuvre the situation for your business. We know how most businesses operate through years of experience, so when you call us for a quote you are in good hands.
Our list of commercial insurance products is very long. Even if you don’t have a business but need insurance for your organization like a condo corporation please feel free to contact us. We have special programs for small businesses and office spaces. These special rates are available through our local insurance brokerage branch at 104-1050 Simcoe Street North, Oshawa, L1G 4W5.
At Aaxel Insurance Brokers Ltd, in Durham we believe a good Insurance Broker does not focus on price alone but on the client's overall financial well being. We make sure that the coverage requested is right for our clients and that they take an educated decision about their personal and business insurance. The end goal is to get the right product first at an affordable cost
