As per the article in thestar on February 17 2015, 35%* of Ontarians do not have health and (or) dental benefits through their employers. If you do not have these coverages it will seriously affect you financially, mentally and your general health. It not only affects the income earner but also his or her dependents. If you are a professional who works as an independent contractor you probably do not have health and dental insurance. Also if you are a small business owner you probably do not have the coverage.
The answer to this problem is Health Insurance. It is a great product to make up for this gap. It is sold via Insurance Brokers, call centres and online. It is very important to understand the various coverages that form a part of the Health and Dental insurance. Some terms you need to understand are co-insurance, deductible etc. If you think of buying the cheapest coverage for the sake of purchasing the coverage then you may have a situation when despite of paying all the insurance you do not have the coverage and have to pay out of pocket. Due to this always speak to a licensed insurance professional before making the purchase.
A licensed insurance broker can sit with you and make sure you understand the insurance and its terms. Such a service is at no cost to you as a consumer. At Aaxel Insurance Brokers Ltd, Durham Branch we represent many insurance companies that provide Health and dental Insurance to the residents of Durham region of Ontario and surrounding areas. We take time to listen to your concerns, shop for you and help you get the best product at the best price.
We also have an online quoting tool through one of our providers - GMS. You can buy the product online simply and easily in a few steps. If you have any concerns please call us at 289 274 4807